Privacy Policy

Welcome to PolicyPeer. We value your trust and are committed to safeguarding your personal data. This Privacy Policy explains how we collect, use, and protect information you share on our platform.

1. Introduction

PolicyPeer (“we,” “us,” or “our”) helps users submit and compare real insurance policies and claims. By accessing our services, you consent to the data practices described in this policy.

2. Information We Collect

• Account Data: If you sign up or log in, we collect your email address, password, and any optional profile information (like your name) to create your account.
• Policy & Claims Submissions: We store the details you provide for each policy or claim (e.g., insurer, coverage type, claim amount, description). If you’re logged in, these may be linked to your user account.
• Device & Usage Data: We may automatically collect technical information (IP addresses, browser type, site usage), primarily to improve site performance and troubleshoot issues.

3. Use of Your Data

• Site Functionality: We process your submitted claims/policies to provide comparative insights and build our crowdsourced insurance database.
• Account Management: We may use your information to manage your account, authenticate logins, and personalize your experience.
• Analytics & Improvements: Aggregate or anonymized data helps us analyze site usage, improve features, and develop new tools to combat insurance fraud or pricing inconsistencies.

4. Data Security & Integrity

We store user data using Supabase for authentication and a PostgreSQL database. We employ row-level security (RLS) to ensure only authorized users can access their own claims or policies. Sensitive fields are protected via encryption at rest and in transit (HTTPS). We also maintain strict access controls for our internal systems.

5. Data Retention

We retain your data only as long as it remains relevant for processing insurance claims and maintaining a reliable user database. You may request deletion of your personal information by contacting us directly.

6. Anonymity & Sharing

By default, we anonymize or aggregate claim and policy data before displaying it publicly. Personal identifiers (such as name or email) are never shared with other users. We may share de-identified datasets with partners or conduct statistical analyses to expose potential fraudulent practices, but no personal information is disclosed without explicit consent.

7. Cookies & Tracking

PolicyPeer uses small text files (“cookies”) to remember your preferences, maintain your logged-in session, and understand site usage patterns. You can control cookies through your browser settings, but disabling them may affect site functionality.

8. Children’s Privacy

Our services are not directed to individuals under 16. We do not knowingly collect personal data from children. If you believe a child has provided us with personal information, please contact us to have the account removed.

9. Changes to This Policy

We may update this policy periodically to reflect changes in our practices. We will notify you of any significant modifications via email or a prominent notice on our site.

10. Contact Us

If you have questions or requests regarding this Privacy Policy, please reach out at: